Your Wallet,
Reimagined
Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.
Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.
Your Wallet,
Reimagined
Your Wallet,
Reimagined
Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.
Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.
4.5/5
4.5/5












Redefining Digital Payments in Oman


Principle Member

Licenced by
Benefits
Experience The
Future of Finance
Experience The
Future of Finance
Experience The
Future of Finance

Thawani Pay Store
Thawani Pay Store
The latest tech, on
instalments that works
for you
The latest tech, on
instalments that works
for you
Enjoy flexible installments for up to 24 months.
Enjoy flexible installments for up to 24 months.
Shop the latest phones, gadgets, and home appliances.
Shop the latest phones, gadgets, and home appliances.
Smart, Simple, and convenient shopping with Thawani Pay.
Smart, Simple, and convenient shopping with Thawani Pay.
Flexible payment plans starting from just 15 OMR.
Flexible payment plans starting from just 15 OMR.


Sama Loyalty Program
Sama Loyalty Program
Exclusive offers,
Handpicked just for you.
Exclusive offers,
Handpicked just for you.
Enjoy up to 70% off at participating partners.
Enjoy up to 70% off at participating partners.
Discover a wide selection of cafés, restaurants,
and entertainment experiences.
Discover a wide selection of cafés,
restaurants, and entertainment
experiences.
Access hundreds of verified deals from leading
brands.
Access hundreds of verified deals
from leading brands.
Unlock valuable discounts by enrolling through
your employer today.
Unlock valuable discounts by
enrolling through your employer
today.


Prepaid Cards
Prepaid Cards
Stay in control of your
money with Thawani Pay
Prepaid.
Stay in control of your
money with Thawani
Pay Prepaid.
Spend only what you load.
Spend only what you load.
Add funds seamlessly from your main balance.
Add funds seamlessly from your
main balance.
Keep your primary bank details
secure.
Keep your primary bank details secure.
Monitor every transaction as it happens.
Monitor every transaction as it happens.


Credit Card
Credit Card
Coming soon
Credit Card
Experience the ultimate
Credit Cards with us.
Experience the ultimate
Credit Cards with us.
Access Sama loyalty program.
Access Sama loyalty program.
1% instant Cashback on your spendings.
1% instant Cashback on your spendings.
100% Digital application process.
100% Digital application process.
No Salary transfer needed.
No Salary transfer needed.

Key Features
Explore Our
Standout Features
Explore Our
Standout Features
Explore Our
Standout Features

Car insurance
Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.
Transfer Money Across Borders & Back Home
Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency


Bill Payments
Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.




Get the app

Car insurance
Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.
Transfer Money Across Borders & Back Home
Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency


Bill Payments
Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.




Get the app

Car insurance
Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.
Transfer Money Across Borders & Back Home
Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency


Bill Payments
Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.




Get the app
...and more additional features
...and more additional features
Mobile Payments
Send money across using phone number, alias & QR code
QR Code Payments
Pay your favourite shop with one step
Bill Payments
Pay your bills directly through the app. One stop for all.
Athar Donations
Send your Zakat and donations to your favorite charity
Gift Cards
Send your loved ones gifts with Thawani Pay
Thawani Pay



Thawani Pay
Statistics
We're the pulse of
Oman's Digital Economy
We’re the pulse of
Oman’s Digital Economy
We're the pulse of
Oman's Digital Economy
0%
0%
System uptime, ensuring your payments work 24/7
+0B
+0B
Transactions made on the App
0+
0+
Active merchants and points of sale across Oman
0%
0%
PCI-DSS Compliant, meeting Global security standards.
0%
0%
System uptime, ensuring your payments work 24/7
+0B
+0B
Transactions made on the App
0+
0+
Active merchants and points of sale across Oman
0%
0%
PCI-DSS Compliant, meeting Global security standards.
0%
0%
System uptime, ensuring your payments work 24/7
+0B
+0B
Transactions Made on the App
0+
0+
Active merchants and points of sale across Oman
0%
0%
PCI-DSS Compliant, meeting Global security standards.
How it Works
Designed for
Your Everyday Life
Designed for
Your Everyday Life




1
Lifestyle Payments
From paying bills and buying your morning coffee to insuring your car. One place for it all
2
Sama Loyalty Program
Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.
3
Prepaid Visa Cards
Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.
1
Lifestyle Payments
From paying bills and buying your morning coffee to insuring your car. One place for it all




2
Sama Loyalty Program
Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.




3
Prepaid Visa Cards
Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.




1
Lifestyle Payments
From paying bills and buying your morning coffee to insuring your car. One place for it all




2
Sama Loyalty Program
Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.




3
Prepaid Visa Cards
Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.




Latest News
Whats new at
Thawani Pay
Whats new at
Thawani Pay
Whats new at
Thawani Pay
View More
Contact Us
Got a business? Explore what Thawani can offer you
Got a business? Explore what Thawani can offer you
Join thousands of merchants across Oman using Thawani to accept payments, reward customers, and grow.
Join thousands of merchants across Oman using Thawani to accept
payments, reward customers, and grow.
Join thousands of merchants across Oman using
Thawani to accept payments, reward customers, and grow.
View More
Contact Us
FAQ
Frequently Asked
Questions
Frequently Asked
Questions
Frequently Asked
Questions
What are the primary services offered by Thawani Pay?
The app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.
What are the primary services offered by Thawani Pay?
he app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.
What are the primary services offered by Thawani Pay?
he app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.
How do I manage bank cards within the app?
Users can link up to five different bank cards to their account and use them directly for payments or to top up their Mojab wallet.
How do I manage bank cards within the app?
Users can link up to five different bank cards to their account and use them directly for payments or to top up their Mojab wallet.
What is the Mojab Card?
It is a prepaid card that can be activated and managed directly through the Thawani Pay app for daily spending.
What is the Mojab Card?
It is a prepaid card that can be activated and managed directly through the Thawani Pay app for daily spending.
Does the app support installments?
Yes, through a microfinancing feature called Fawran (in collaboration with National Finance), customers can choose monthly installment plans for purchases at supported online stores like the Thawani Store.
Does the app support installments?
Yes, through a microfinancing feature called Fawran (in collaboration with National Finance), customers can choose monthly installment plans for purchases at supported online stores like the Thawani Store.
How do I sign up for the app?
Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.
How do I sign up for the app?
Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.
What is the limit of using the card daily?
999 RO
What is the limit of using the card daily?
999 RO













