Your Wallet,
Reimagined

Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.

Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.

Your Wallet,
Reimagined

Your Wallet,
Reimagined

Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.

Licensed by the Central Bank of Oman, Thawani Pay is Oman's first non-banking super app made for your daily lifestyle.

Download The App

4.5/5

4.5/5

Mobile Image
Mobile Image
Mobile Image
Mobile Image

Principle Member

Licenced by

Benefits

Experience The

Future of Finance

Experience The

Future of Finance

Experience The

Future of Finance

Thawani Pay Store

Thawani Pay Store

The latest tech, on

instalments that works

for you

The latest tech, on

instalments that works

for you

Enjoy flexible installments for up to 24 months.

Enjoy flexible installments for up to 24 months.

Shop the latest phones, gadgets, and home appliances.

Shop the latest phones, gadgets, and home appliances.

Smart, Simple, and convenient shopping with Thawani Pay.

Smart, Simple, and convenient shopping with Thawani Pay.

Flexible payment plans starting from just 15 OMR.

Flexible payment plans starting from just 15 OMR.

Sama Loyalty Program

Sama Loyalty Program

Exclusive offers,

Handpicked just for you.

Exclusive offers,

Handpicked just for you.

Enjoy up to 70% off at participating partners.

Enjoy up to 70% off at participating partners.

Discover a wide selection of cafés, restaurants,

and entertainment experiences.

Discover a wide selection of cafés,

restaurants, and entertainment

experiences.

Access hundreds of verified deals from leading

brands.

Access hundreds of verified deals

from leading brands.

Unlock valuable discounts by enrolling through

your employer today.

Unlock valuable discounts by

enrolling through your employer

today.

Prepaid Cards

Prepaid Cards

Stay in control of your

money with Thawani Pay

Prepaid.

Stay in control of your

money with Thawani

Pay Prepaid.

Spend only what you load.

Spend only what you load.

Add funds seamlessly from your main balance.

Add funds seamlessly from your

main balance.

Keep your primary bank details

secure.

Keep your primary bank details secure.

Monitor every transaction as it happens.

Monitor every transaction as it happens.

Credit Card

Credit Card

Coming soon

Credit Card

Experience the ultimate

Credit Cards with us.

Experience the ultimate

Credit Cards with us.

Access Sama loyalty program.

Access Sama loyalty program.

1% instant Cashback on your spendings.

1% instant Cashback on your spendings.

100% Digital application process.

100% Digital application process.

No Salary transfer needed.

No Salary transfer needed.

Key Features

Explore Our

Standout Features

Explore Our

Standout Features

Explore Our

Standout Features

Car insurance

Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.

Transfer Money Across Borders & Back Home

Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency

Bill Payments

Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.

Get the app

Download The App
Car insurance

Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.

Transfer Money Across Borders & Back Home

Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency

Bill Payments

Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.

Get the app

Download The App
Car insurance

Compare quotes from trusted local providers and secure your policy through the app. Get the coverage you need without the paperwork.

Transfer Money Across Borders & Back Home

Whether its a quick payment or supporting family abroad, move your money in seconds with total tranceperency

Bill Payments

Pay your utilities, top up your mobile, and settle ROP fines with just a few taps. Fast, secure, and completely hassle-free.

Get the app

Download The App

...and more additional features

...and more additional features

Mobile Payments

Send money across using phone number, alias & QR code

QR Code Payments

Pay your favourite shop with one step

Bill Payments

Pay your bills directly through the app. One stop for all.

Athar Donations

Send your Zakat and donations to your favorite charity

Gift Cards

Send your loved ones gifts with Thawani Pay

Thawani Pay

Thawani Pay

Statistics

We're the pulse of
Oman's Digital Economy

We’re the pulse of
Oman’s Digital Economy

We're the pulse of
Oman's Digital Economy

0%

0%

System uptime, ensuring your payments work 24/7

+0B

+0B

Transactions made on the App

0+

0+

Active merchants and points of sale across Oman

0%

0%

PCI-DSS Compliant, meeting Global security standards.

0%

0%

System uptime, ensuring your payments work 24/7

+0B

+0B

Transactions made on the App

0+

0+

Active merchants and points of sale across Oman

0%

0%

PCI-DSS Compliant, meeting Global security standards.

0%

0%

System uptime, ensuring your payments work 24/7

+0B

+0B

Transactions Made on the App

0+

0+

Active merchants and points of sale across Oman

0%

0%

PCI-DSS Compliant, meeting Global security standards.

How it Works

Designed for
Your Everyday Life

Designed for
Your Everyday Life

1

Lifestyle Payments

From paying bills and buying your morning coffee to insuring your car. One place for it all

2

Sama Loyalty Program

Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.

3

Prepaid Visa Cards

Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.

1

Lifestyle Payments

From paying bills and buying your morning coffee to insuring your car. One place for it all

2

Sama Loyalty Program

Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.

3

Prepaid Visa Cards

Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.

1

Lifestyle Payments

From paying bills and buying your morning coffee to insuring your car. One place for it all

2

Sama Loyalty Program

Exclusive employee rewards, offers, and discounts from leading brands across multiple sectors.

3

Prepaid Visa Cards

Shop, pay, and manage your money with a secure prepaid card designed for your lifestyle.

Download The App and Explore All Features

Latest News

Whats new at
Thawani Pay

Whats new at
Thawani Pay

Whats new at
Thawani Pay

View More

Contact Us

Got a business? Explore what Thawani can offer you
Got a business? Explore what Thawani can offer you
Join thousands of merchants across Oman using Thawani to accept payments, reward customers, and grow.

Join thousands of merchants across Oman using Thawani to accept

payments, reward customers, and grow.

Join thousands of merchants across Oman using

Thawani to accept payments, reward customers, and grow.

View More

Contact Us

FAQ

Frequently Asked
Questions

Frequently Asked
Questions

Frequently Asked
Questions

What are the primary services offered by Thawani Pay?

The app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.

What are the primary services offered by Thawani Pay?

he app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.

What are the primary services offered by Thawani Pay?

he app provides bill payments for utilities (electricity, water, fuel), QR code payments at partner merchants, local and international fund transfers, insurance services, and microfinance solutions.

How do I manage bank cards within the app?

Users can link up to five different bank cards to their account and use them directly for payments or to top up their Mojab wallet.

How do I manage bank cards within the app?

Users can link up to five different bank cards to their account and use them directly for payments or to top up their Mojab wallet.

What is the Mojab Card?

It is a prepaid card that can be activated and managed directly through the Thawani Pay app for daily spending.

What is the Mojab Card?

It is a prepaid card that can be activated and managed directly through the Thawani Pay app for daily spending.

Does the app support installments?

Yes, through a microfinancing feature called Fawran (in collaboration with National Finance), customers can choose monthly installment plans for purchases at supported online stores like the Thawani Store.

Does the app support installments?

Yes, through a microfinancing feature called Fawran (in collaboration with National Finance), customers can choose monthly installment plans for purchases at supported online stores like the Thawani Store.

How do I sign up for the app?

Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.

How do I sign up for the app?

Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.

What is the limit of using the card daily?

999 RO

What is the limit of using the card daily?

999 RO

Everything You Need in One App


Licensed, Secure, and Fully Digital

Everything You Need in One App


Licensed, Secure, and Fully Digital

Orki