About us
Who We Are
Who We Are
Thawani Pay is the first non-banking fintech company licensed by the Central Bank of Oman, transforming the way people pay, shop, and manage their daily finances through one smart app. From digital payments and money transfers to prepaid cards and installment solutions, the platform delivers a seamless and secure financial experience.
With over a decade of innovation, Thawani Pay has built trusted partnerships with global brands such as Visa and has been recognized by Forbes twice for its impact in the fintech industry.
Thawani Pay is the first non-banking fintech company licensed by the Central Bank of Oman, transforming the way people pay, shop, and manage their daily finances through one smart app. From digital payments and money transfers to prepaid cards and installment solutions, the platform delivers a seamless and secure financial experience.
With over a decade of innovation, Thawani Pay has built trusted partnerships with global brands such as Visa and has been recognized by Forbes twice for its impact in the fintech industry.
Our Purpose
Our Purpose
Our Purpose
Simplifying
How Oman Transacts
And Accesses Finance
Simplifying
How Oman Transacts
And Accesses Finance
Simplifying
How Oman Transacts
And Accesses Finance
Thawani Pay exists to build a trusted, regulated fintech ecosystem that goes beyond payments,
creating genuine financial access for every person and business in Oman.
Thawani Pay exists to build a trusted, regulated fintech ecosystem that goes beyond payments,
creating genuine financial access for every person and business in Oman.
Thawani Pay exists to build a trusted, regulated fintech ecosystem that goes beyond payments, creating genuine financial access for every person
and business in Oman.
Our Values
Our Values
The Principles
We Build on
The Principles
We Build on
Every product decision, partnership, and hire is grounded in four values that have guided us from day one, and will shape every step forward.
Every product decision, partnership, and hire is grounded in four values that have guided us from day one, and will shape every step forward.
Every product decision, partnership,
and hire is grounded in four values that
have guided us from day one,
and will shape every step forward.
Trust built into everything
Regulatory compliance, transparent operations, and secure infrastructure aren't features, they're the foundation of everything we build.
Practical innovation
We innovate to solve real financial problems for real people in Oman, not to chase trends. If it doesn't create genuine value, it doesn't ship.
Customer-first execution
We measure success by how much easier, faster, and safer we've made financial life for the people who rely on us every day.
Partnership with purpose
From Visa to local merchants, every partnership we form is built on shared goals, growing the Omani fintech ecosystem in a way that benefits everyone.
Trust built into everything
Trust built into everything
Regulatory compliance, transparent operations, and secure infrastructure aren't features, they're the foundation of everything we build.
Regulatory compliance, transparent operations, and secure infrastructure aren't features, they're the foundation of everything we build.
Practical innovation
Practical innovation
We innovate to solve real financial problems for real people in Oman, not to chase trends. If it doesn't create genuine value, it doesn't ship.
We innovate to solve real financial problems for real people in Oman, not to chase trends. If it doesn't create genuine value, it doesn't ship.
Customer-first execution
Customer-first execution
We measure success by how much easier, faster, and safer we've made financial life for the people who rely on us every day.
We measure success by how much easier, faster, and safer we've made financial life for the people who rely on us every day.
Partnership with purpose
Partnership with purpose
From Visa to local merchants, every partnership we form is built on shared goals, growing the Omani fintech ecosystem in a way that benefits everyone.
From Visa to local merchants, every partnership we form is built on shared goals, growing the Omani fintech ecosystem in a way that benefits everyone.
Our Strategic Ambition
Our Strategic Ambition
Our Strategic Ambition
Our Milestones
Since its establishment, Thawani Pay has evolved from an incorporated entity into a comprehensive, regulated financial services platform, marking institutional growth with each milestone
2020
First PSP license in Oman for a non-bank fintech, granted by the CBO
Bank partnerships to scale digital payment infrastructure
2024
Visa license secured for branded prepaid cards.
#40 in Forbes Middle East Fintech 50.
2025
Launched Mojab Business - Oman's first integrated smart corporate card.
First Omani fintech licensed by Visa to issue credit cards.
#36 in Forbes Top 50 MENA Fintech.
2026
Scaling across payments, merchant infrastructure, cards, institutional ecosystems, and embedded finance.
Our Milestones
Since its establishment, Thawani Pay has evolved from an incorporated entity into a comprehensive, regulated financial services platform, marking institutional growth with each milestone
2020 - Foundation
First PSP license in Oman for a non-bank fintech, granted by the CBO
Bank partnerships to scale digital payment infrastructure
2024 - Recognition
Visa license secured for branded prepaid cards.
#40 in Forbes Middle East Fintech 50.
2025 - Regional Leadership
Launched Mojab Business - Oman's first integrated smart corporate card.
First Omani fintech licensed by Visa to issue credit cards.
#36 in Forbes Top 50 MENA Fintech.
2026 - Expanding Ecosystem
Scaling across payments, merchant infrastructure, cards, institutional ecosystems, and embedded finance.
Thawani Management
The Team Behind
The Platform
Eng. Majid Al Amri
CEO
Founder of Thawani Pay, with deep expertise in technology, business development, and digital innovation. He leads the company's vision to advance Oman's digital payments landscape.
Ramki G.V
Chief Business Officer
Over 28 years in banking and financial services, driving business growth through strategic partnerships and digital transformation.
Dr Aajay Girit
Chief Marketing Officer
Over 19 years of global leadership in fintech, digital transformation, and growth marketing. He leads Thawani Pay's brand strategy and customer experience across digital channels.
Guhan Srinivasan
Head of Finance
Over 15 years in finance and financial management, with expertise in strategic planning and corporate governance. He leads Thawani Pay's financial performance and fiscal operations.
Ahmed Al Harthi
Head of Corporate Affairs
Over 12 years in media, marketing, and corporate communications. He oversees Thawani Pay's external affairs, stakeholder engagement, and corporate positioning.
Mahra Al Juma
HR Risk and Compliance Manager
Over 10 years across banking, HR, and compliance. She leads governance and people-first initiatives that support Thawani Pay's growth.
Our Milestones
Since its establishment, Thawani Pay has evolved from an incorporated entity into a comprehensive, regulated financial services platform, marking institutional growth with each milestone
2020
First PSP license in Oman for a non-bank fintech, granted by the CBO
Bank partnerships to scale digital payment infrastructure
2024
Visa license secured for branded prepaid cards.
#40 in Forbes Middle East Fintech 50.
2025
Launched Mojab Business - Oman's first integrated smart corporate card.
First Omani fintech licensed by Visa to issue credit cards.
#36 in Forbes Top 50 MENA Fintech.
2026
Scaling across payments, merchant infrastructure, cards, institutional ecosystems, and embedded finance.
Thawani Management
The Team Behind
The Platform
The Team Behind
The Platform
Eng. Majid Al Amri
Eng. Majid Al Amri
CEO
CEO
Founder of Thawani Pay, with deep expertise in technology, business development, and digital innovation. He leads the company's vision to advance Oman's digital payments landscape.
Founder of Thawani Pay, with deep expertise in technology, business development, and digital innovation. He leads the company's vision to advance Oman's digital payments landscape.
Ramki G.V
Ramki G.V
Chief Business Officer
Chief Business Officer
Over 28 years in banking and financial services, driving business growth through strategic partnerships and digital transformation.
Over 28 years in banking and financial services, driving business growth through strategic partnerships and digital transformation.
Dr Aajay Girit
Dr Aajay Girit
Chief Marketing Officer
Chief Marketing Officer
Over 20 years of global leadership in fintech, digital transformation, and growth marketing. He leads Thawani Pay's brand strategy and customer experience across digital channels.
Over 20 years of global leadership in fintech, digital transformation, and growth marketing. He leads Thawani Pay's brand strategy and customer experience across digital channels.
Guhan Srinivasan
Guhan Srinivasan
Head of Finance & Accounts
Head of Finance & Accounts
Over 15 years in finance and financial management, with expertise in strategic planning and corporate governance. He leads Thawani Pay's financial performance and fiscal operations.
Over 15 years in finance and financial management, with expertise in strategic planning and corporate governance. He leads Thawani Pay's financial performance and fiscal operations.
Ahmed Al Harthi
Ahmed Al Harthi
Head of Corporate Affairs
Head of Corporate Affairs
Over 12 years in media, marketing, and corporate communications. He oversees Thawani Pay's external affairs, stakeholder engagement, and corporate positioning.
Over 12 years in media, marketing, and corporate communications. He oversees Thawani Pay's external affairs, stakeholder engagement, and corporate positioning.
Mahra Al Juma
Mahra Al Juma
HR Risk and Compliance Manager
HR Risk and Compliance Manager
Over 10 years across banking, HR, and compliance. She leads governance and people-first initiatives that support Thawani Pay's growth.
Over 10 years across banking, HR, and compliance. She leads governance and people-first initiatives that support Thawani Pay's growth.
Careers
Explore Roles at
Thawani Pay
We aren't just building an app; we're redefining how a nation moves its money. At Thawani Pay, you’ll work alongside the brightest minds in Muscat to solve complex financial challenges and create a cashless society. We value local talents, global standards, and the drive to innovate.
Careers
Explore Roles at Thawani Pay
We aren't just building an app; we're redefining how a nation moves its money. At Thawani Pay, you’ll work alongside the brightest minds in Muscat to solve complex financial challenges and create a cashless society. We value local talents, global standards, and the drive to innovate.
Careers
Explore Roles
at Thawani
Pay
We aren't just building an app; we're redefining how a nation moves its money. At Thawani Pay, you’ll work alongside the brightest minds in Muscat to solve complex financial challenges and create a cashless society. We value local talents, global standards, and the drive to innovate.
Everything You Need in One App
Licensed, Secure, and Fully Digital
